Flooded with Spam After Refinancing Your Home? Here’s How to Combat It
Navigating the world of home refinancing can be complex, and unfortunately, it may lead to an influx of spam messages. Recently, we received a message from Morgan in Yuma, Arizona, who experienced this firsthand.
A Real-Life Example of Spam
Morgan recounted her experience after refinancing her home through a new lender, XYZ. She said, “We had to refinance our house and tried through XYZ. We now get a lot of spam that I have to continually block. I know it is them because we’ve used Rocket Mortgage for years and never had an issue, and XYZ was the only new organization we had been communicating with using that email. How do you prevent that?”
Fortunately, there are effective strategies to avoid unwanted spam and regain control over your inbox.
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What to Do When You Receive Spam
If you encounter a spam message, it’s crucial to avoid replying or clicking on any links within the message. Instead, follow these steps to minimize future spam texts:
1. **Use the Unknown Senders Folder**: Ensure that messages from senders not in your contact list are directed to the “Unknown Senders” folder. This way, you won’t receive notifications for these messages.
2. **Create a Quick Alias Email Address**: Setting up an alias email can help separate your personal communications from potential spam.
Protecting Yourself from Spam Calls
In addition to spam messages, robocalls after searching for a lender can be incredibly disruptive. Here are some strategies to help you minimize these interruptions:
– **Don’t Answer Unknown Calls**: One of the most effective ways to avoid scams is not to answer calls from unfamiliar numbers. Many phone carriers now label suspected robocalls as “Spam Risk,” making it easier to identify potential scams. Always check the number before answering.
– **Block Spam Numbers**: If you receive a spam call, you can easily block the number. Find out how to block unknown callers on both iPhones and Android devices.
– **Utilize Carrier Services**: Major carriers like Verizon, AT&T, Sprint, and T-Mobile offer free services designed to block spam and robocalls. Services like AT&T Call Protect, Sprint/T-Mobile Scam Shield, and Verizon Call Filter can provide additional layers of protection.
Explore Apps for Spam Detection
Both iPhones and Android devices offer various apps that can help detect spam calls before they reach you. Consider downloading reputable apps to enhance your spam prevention efforts.
Data Brokers and Privacy Protection
Unfortunately, your phone number might be readily available on numerous lists that data brokers sell to various search websites. To combat this, consider using a data removal service. These services can help remove your personal information from the internet, making it more challenging for spammers to access your phone number, home address, or email.
While no service can guarantee complete removal of your data, a data removal service can continuously monitor and automate the process of keeping your information private.
Minimize Spam and Protect Your Personal Information
Although dealing with spam can be frustrating, there are numerous steps you can take to reduce unwanted messages. By blocking numbers, utilizing carrier spam-blocking services, and enabling built-in spam filters on your devices, you can significantly decrease the amount of spam you receive.
What challenges do you face when it comes to spam calls and texts? We’d love to hear your experiences. Reach out to us at Cyberguy.com/Contact.
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