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Ally Financial Inc: Current Price, Bankruptcy Probability, and ESG Ratings Overview

Ally Financial Inc. (NYSE: ALLY) operates in the consumer finance sector, providing a range of financial services and solutions. As of the latest trading session, the company’s stock is priced at $39.98, with a trading volume of approximately 1,866,544 shares.

Financial Health Overview

Ally’s financial stability can be assessed through various metrics, including its probability of bankruptcy. Currently, there is a 3.05% chance that Ally Financial may experience financial difficulties within the next two years. This figure is derived from a combination of factors such as the Altman Z-score, Beneish M-score, and broader economic conditions.

ESG Ratings and Their Impact

Environmental, Social, and Governance (ESG) ratings play a significant role in influencing the company’s funding costs and ability to attract investment. A strong ESG profile can enhance investor confidence, thereby potentially reducing bankruptcy risk. Below are Ally’s current ESG scores:

  • Overall ESG Score: 55.42
  • Environmental Score: 25.32
  • Social Score: 65.89
  • Governance Score: 75.05

Performance Metrics

Returns

Analyzing Ally’s historical performance, the following returns have been recorded:

  • 5-Day Return: -4.03%
  • Month-to-Date Return: -4.03%
  • Year-to-Date Return: 9.88%
  • 13-Week Return: -6.28%
  • 26-Week Return: -0.75%
  • 52-Week Return: 29.85%

Efficiency Ratios

Ally’s efficiency can be assessed through various margins and turnover ratios:

  • Operating Margin: 15.87%
  • Pretax Margin: 15.87%
  • Net Margin: 13.26%
  • Return on Assets (ROA): 0.46
  • Return on Equity (ROE): 6.31
  • Return on Investments (ROI): 2.69

Market Metrics

In terms of market performance, the following metrics are noteworthy:

  • Market Capitalization: $12.18 billion
  • 52-Week High: $45.46
  • 52-Week Low: $29.05
  • Beta: 0.79
  • Average Volume (10-day): 0.90 million
  • Average Volume (3-month): 3.35 million
  • Price/Earnings Ratio (P/E): 13.23
  • Price/Sales Ratio (P/S): 0.89

Earnings Insights

Ally Financial’s earnings per share (EPS) currently stands at $2.85, and the company has achieved a compound annual growth rate (CAGR) in revenue of 5% over the past five years. These figures reflect the company’s ongoing efforts to enhance its financial performance and shareholder value.

  • December 6, 2024

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